SBI debit card user? Know ATM cash withdrawal limit for different types of cards&nbsp | &nbspPhoto Credit:&nbspIANS

New Delhi: State Bank of India (SBI), the country’s largest bank, at present, offers 7 different types of ATM-cum-debit cards to its account holders.

With effect from 1st July, SBI has revised its ATM withdrawal rules. As per the information available on the official website (, SBI allows 8 free transactions to its regular savings account holders to transact in a month. Beyond this, customers are charged on each transaction.


Card Type Withdrawal Limit
SBI Classic and Maestro Debit Cards Rs 20,000
SBI Global International Debit Card Rs 40,000
SBI Gold International Debit Card Rs 50,000
SBI Platinum International Debit Card Rs 1,00,000
SBI INTOUCH Tap & Go Debit Card Rs 40,000
SBI Mumbai Metro Combo Card Rs 40,000
SBI My Card International Debit Card Rs 40,000

OTP-based cash withdrawal

For withdrawing Rs 10,000 and above, SBI debit cardholders now have to enter OTP sent on their registered mobile numbers along with their debit card PIN each time. At present, this extra level of security is available for transactions at SBI ATMs between 8 pm and 8 am.

“With the introduction of a 24×7 OTP-based cash withdrawal facility, SBI has further strengthened the security level in ATM cash withdrawals. Implementing this facility throughout the day would prevent SBI debit cardholders from the risk of falling prey to fraudsters, unauthorized withdrawals, card skimming, card cloning, and the likes,” SBI said in a statement.

Follow these steps to withdraw cash:

  1. In order to withdraw cash at SBI ATMs, you will need an OTP
  2. OTP will be sent to your registered mobile number.
  3. OTP is a system-generated numeric string of characters that authenticates the user for a single transaction.
  4. Once you enter the amount that you wish to withdraw, the ATM screen will display the OTP screen.
  5. Now, you will have to enter the OTP received on your mobile number registered with the bank in this screen for getting the cash.
  6. This additional factor of authentication will protect State Bank cardholders from unauthorized ATM cash withdrawals.
  7. The OTP-based cash withdrawal facility is available only at SBI ATMs as this functionality has not been developed at non-SBI ATMs in National Financial Switch (NFS), the bank said.

Source link
#SBI #debit #card #user #ATM #cash #withdrawal #limit #types #cards

Leave a comment

Your email address will not be published. Required fields are marked *